Yorlet Payments includes real-time fraud protection and requires no additional setup or third party integration.

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3D Secure liability shift

When a business triggers 3DS verification, liability for fraud shifts from the business to the issuer in most cases. This applies whether or not your Issuing cards are enrolled in 3DS, meaning issuers can take on increased liability without any additional verification.

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Require 3D Secure for application card payments

We recommend that you rely on our SCA Engine to automatically prompt your customers for authentication based on risk level and other requirements. However, if you wish to request 3D Secure authentication for all application payments, you can.

To manage this setting, follow these steps:

  1. Navigate to Settings > Leasing > Payments.
  2. To enable the setting, toggle on Require 3D Secure.

Enabling this setting will require all payments to be authenticated with 3D Secure, potentially resulting in lower authorisation rates.